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What is Hdfc Usa?
Housing Development Finance Corporation Bank Limited abbreviated as HDFC is an Indian banking and financial services providing organization that was established in 30 August in the year 1994 with an approval from the Reserve Bank of India (RBI) for the establishment of a banking and financial institution in the private sector. The organization started its banking operations as a scheduled commercial bank in January in the year 1995 under the liberalization policies of the Reserve Bank of India (RBI). The financial institution is a subsidiary of a premier Housing finance company namely, Housing Development Corporation Limited (HDFC) and offers a wide spectrum of banking products and services which includes, Credit cards, finance and insurance, savings, loans, money market, mortgages, and many more. It additionally address the financial needs of individuals ranging from basic requirements to the most complex requirements by providing various other banking services for example, consumer banking, investment banking, private banking, corporate banking, private equity and wealth management services. Wholesale banking, Small and Medium Enterprise (SME) banking, Non-Resident Indian (NRI) banking and Personal banking are the four core products of the Housing Development Finance Corporation (HDFC) Bank Limited. The organization is held privately and owns its headquarters at HUL House, H T Parekh Marg, Backbay Reclamation, Church-gate in Mumbai in the state of Maharashtra. Equities, Foreign Exchange and Derivatives, Local Currency Money Market and Debt Securities are the Three main product areas of treasury services that are provided through the Treasury team of the Housing Development Finance Corporation (HDFC) Bank Limited. It has joined hands with several Non-governmental organizations (NGOs) to provide assistance in various activities for example,Sustainable Livelihood, Financial Literacy, Education, training and capacity development, community building programs, and many other to serve a large number of individuals as part of a corporate social responsibility. HDFC Limited, HDFC Securities, HDFC Mutual Fund, HDFC Realty, HDFC Life, HDFC ERGO, HDFC Pension, and HDB Financial Services are the various sister concern organizations of the Housing Development Finance Corporation (HDFC) Bank Limited. The bank works under the slogan "We understand your world" and has been awarded a Outlook Money Awards 2013 under the Best Bank in Large Banks Category. According to the information of May 2013, the Housing Development Finance Corporation (HDFC) Bank Limited had a total assets of 66.7 billion U.S. Dollar's. The organization has been cataloged on the New York Stock Exchange (NYSE) under the remarkable symbol "HDB".